THE WORKS Blog, Credit Union Compliance News & Views

      Lending
      Oct 20, 2017

      Antelope vs Field Mice - Where to Focus Your Efforts

      Have you ever had that moment where you were overcome with hunger and thought to yourself, “Should I have the antelope or some field mice?”
      Lending
      Sep 08, 2017

      We’ll Take What We Can Get

      I don’t know about you, but it is starting to feel a little bit like a NASA control room around here. Each day that ticks by represents another second being counted down toward the launch of HMDA....
      Lending
      Aug 09, 2017

      Home Equity Loans – The Tomato of Financial Products

      As a kid, I spent a lot of time over at my grandparents during the summer helping plant and care for the big ole vegetable garden they had in the side yard. Now my grandparents were no amateurs when...
      Lending
      Aug 09, 2017

      Show Me the Money!

      Is your credit union involved in indirect lending?  If so, make sure you are paying close attention to your pricing strategy and fair lending risk.
      Operations, Deposit Accounts, Lending
      Aug 03, 2017

      Not-So-Automatic Payments

      With the amount of change we've had in the regulatory compliance space in the past five years it's easy to get focused on the future. What is the next rule coming our way? But, a not-so-new rule has...
      Lending
      Jul 31, 2017

      Slow and Steady is the Pace

      We are slowly starting to receive more information from the CFPB when it comes to guidance on how HMDA reporting will look as we prepare for the changeover. They recently published a “HMDA Loan...
      Lending
      Jul 31, 2017

      Slow and Steady is the Pace

      We are slowly starting to receive more information from the CFPB when it comes to guidance on how HMDA reporting will look as we prepare for the changeover. They recently published a “HMDA Loan...
      Lending
      Jul 17, 2017

      TRID – The Gift That Keeps on Giving

      For those of you that have been living under the HMDA rock, it is probably a good time to point out that the CFPB recently finalized a few amendments to the TRID rule. Just when you thought we were...
      Operations, BSA, Audit, Lending
      Jul 11, 2017

      Your Mid-Year Compliance Checklist

      We’re officially into the third quarter of the calendar year, which means the summer sun is blazing, humidity is high, Iowa sweet corn can be found in road-side stands around the state, and...
      Lending
      Jun 01, 2017

      Is Ability-To-Repay Back in the Spotlight?

      The folks out in good ole DC look to be bringing the good ole ATR/QM requirements back into focus. In the past couple months there have been a few publications that have focused on ATR requirements....
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